Consumer FAQs on Preplanning
What
Is Pre-Need?
A prearranged funeral plan consists of establishing a contract
for the delivery of specific funeral goods and services to
be used in the future. It may also include a funding mechanism
to pay for the prearranged funeral.
Most people
don't want to talk about funerals. But, most people who have recently lost
a loved one wish they had taken the time to talk about funeral
arrangements. By preplanning and prefunding your funeral arrangements,
you'll make it easier for your family. You will have already
answered the tough questions and made the decisions that need
to be made. Because you took the time to preplan your funeral,
your family will be comforted knowing that they carried out arrangements
just as you wanted. There won't be tough financial decisions,
because you have reviewed all of the options, made decisions
and set aside the funds to pay for funeral expenses.
How Do You
Preplan and Prefund Your Funeral?
The experienced funeral home
staff has helped hundreds of families like yours. They'll outline
options, answer questions, and help put your mind at ease.
You will have a plan that fits your family's needs.
In August
1992, an AARP Product Report stated, "Preplanning
can provide the peace of mind that comes from knowing all the
details have been organized... Many have also chosen to pay for
their funerals in advance."
"Preplanning your own funeral arrangements is a sensible
and thoughtful thing to do. Your willingness to become informed...
and your personal involvement in planning... will be a source
of comfort to your survivors." (Consumers' Research, August,
1995)
The California Funeral Directors Association
established the California Master Trust to help families fund
funeral arrangements in advance.
Who Has the Right to Decide What the Funeral
Arrangements Will Be for an Individual?
If an individual has
set out his or her wishes in writing with a legal contract (including
power of attorney for healthcare) or a preneed arrangement, that
preneed determines the right of disposition. If not, the
usual order of control is:
- Spouse
- Child who is 18+ years old, or
the majority of children over 18
- Parents
- Other more distant relatives